Florence - Nigeria

Personal Expenses


A loan helped to save for the family's future.

Florence's story

Florence is a Babban Gona maize farmer living in rural northern Nigeria. Thanks to crop insurance and access to high quality inputs and services, Florence and her child do not have to worry about failed crops or poor harvests.

She expects to reap up to 40 bags of maize per hectare, which is double the national Nigerian average of 18 bags of maize per hectare. However, most farmers are forced to sell their produce at extremely low prices during harvest, which coincides with tuition for the second half of the school year. This is because farmers urgently need cash after a long planting and harvesting season. To prevent this, Babban Gona will provide Florence with a Harvest Advance Loan, a cash payment equal to the value of her maize at harvest.

With her family's increased income, Florence will be able to save for the family's future, thereby eliminating pressure to sell corn for low prices at harvest and increasing farm margins in the long run.

This loan is special because:

It supports smallholder farmers and helps them increase yields.

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